Houses Actively for Sale in San Diego Experience Extreme Differences

September 14, 2012 by Leave a Comment

Carly shares information regarding the housing market in San Diego. As of this time last year, there were 20,000 homes actively available for sale in San Dieogo. As of today, there are only 7,000 homes for sale. This drastic change is creating a flury in the market place. Buyers and Sellers are now experiencing multiple offers. There is a large “shadow inventory” from the banks that have foreclosed on homes and not yet released back on the market. Prices are still very good and interest rates have dropped even more to 3.5%. Buyers have much more buying power.

Call Carly TODAY for more information about what’s happening in your neighorhood. (858)231-6722

 

Filed Under: Carmel Mountain Ranch, Carmel Valley, Del Mar, Del Mar Heights, Escondido, First Time Buyers, Foreclosures, Home Loans, Interest Rates, Market Trends, Poway, Rancho Bernardo, Real Estate News, San Diego, Seller Information Tagged With: , , , , , , , , ,

Are You A Buyer Making These Mistakes???

August 21, 2012 by Leave a Comment

 

This is an important message is for all the potential home buyers out there!

Yes, the market is changing and you need all of the proper tools and knowledge to purchase now. Allow us to present you with the mistakes you could be making in your quest for a home. Then, call us to help!
CAY & Carly (858) 231-2722

Here are the most common mistakes home-buyers tend to make in this ever-challenging market:

Mistake#1 –
Using 3rd party search engines exclusively to find your dream home.
While tools like Zillow, Trulia and Redfin are great to help you determine areas, values and general information, you will most likely get outdated data and instead of using time efficiently, these searches can be a time-waster. Get the real-time, active listings from us who are on top of the market using cutting edge technology such as email alerts and campaigns to get you into a house that comes on the market before it goes off.

Mistake #2 -
Not feeling any urgency for getting loan approval.
This market now is swift moving and we are usually in multiple offers on any price range. Be sure to have your loan in place and all of your proof of funds, credit and any other pertinent information ready to go. We’ll advise you on the inside scoop on whether or not to make a higher offer than list price. And, be prepared to have to write back up loan applications when it comes to foreclosures. It’s standard operating procedure in most cases.

Mistake #3 -
Not understanding the true value of list price vs. sale price
We know it’s tempting to write offers lower than the list price as the past has presented that to be the case; but now the list price really has no effect on what the actual sale price could end up at. Go over the values with us, and get a feel for the truth on price. We are in tune with this, and the old rule of writing offers 10% below list price could end up with you losing the house. Don’t let that happen!

Mistake #4 -
Not defining a market area quickly and thoroughly
While it’s so tempting to search all areas on the various websites, you must define the location and we mean quick. With many buyers vying for the same house in this currrent “hot” market, make sure you are writing on homes that you really want to live in and that you have researched the schools, community amenities, proximity to freeways and attractions, etc., which fit your particular needs. This will all be worth it when you go to sell, and don’t settle if you don’t want it.

Mistake #5 -
Not making a long term strategy on how to stay on top of inventory.
There’s only one way to do that; work with a professional, top agent in your chosen area. Agents with other part-time jobs, even friends or family, may not have the time it really takes to be on top of the changing inventory. And, if they skip something you should have been aware of, it could make family gatherings super stressful. We are well-informed and a full service team with listings and buyers who can bounce information and other potential homes in your direction for a successful close.

We are a wealth of knowlege with San Diego’s North County Real Estate!!!

Contact us if you want more information or would like to be represented by a highly respected and professional Real Estate Team! CAY & Carly (858) 231-6722

 

 

 

Filed Under: Carlsbad, Carmel Mountain Ranch, Carmel Valley, Del Mar, First Time Buyers, Market Trends Tagged With: , , , , , , ,

Carly describes home at 11281 Carmel Creek Rd coming on the market this weekend!

June 7, 2012 by Leave a Comment

This stunning home will be on the market this weekend in the popular Trilogy 2 neighborhood of Carmel Valley. On a cul-de-sac in a gated community with a pool and spa, this home enjoys nice westerly views. Completely upgraded inside and out for the most sophisticated buyers! Come see it this weekend–Open House is Sunday noon-3pm. Carly will give you all the details or call 858-231-6722 now!

Filed Under: Buyer Information, California Real Estate, Carmel Valley, Featured Listings, First Time Buyers, Just Listed, Listings Tagged With: , , , , ,

Carly has high value home listing coming in Rancho San Pasqual

May 12, 2012 by Leave a Comment

Carly Bohnsack, Realtor at Real Living Lifestyles, tells about this great home for sale in Escondido’s Rancho San Pasqual. With 4 bedrooms and 3 baths, approx 2100 square feet, built in 1998, it is a super value being offered at $399,000–the lowest priced home in its neighborhood.

Rancho San Pasqual is a great family neighborhood with a golf course, huge community pool and a calendar of fun activities to unite the residents.

Filed Under: Buyer Information, California Real Estate, Escondido, Featured Listings, First Time Buyers, Just Listed, Listings Tagged With: , , , , , , ,

Carly Offers Your Group a Presentation for San Diego Real Estate Overview

May 12, 2012 by Leave a Comment

Carly Bohnsack, Realtor at Real Living Lifestyles in San Diego, was recently invited to present a San Diego real estate market update to a group of Financial Advisors. They put together a strong program that was very well received. If your employees or other group would be interested in a similar presentation, please call/text Carly at 858-231-6722.

Filed Under: Buyer Information, First Time Buyers, Market Trends, Real Estate News Tagged With: , , , , , , ,

Carly on Low Appraisals

May 12, 2012 by Leave a Comment

Carly Bohnsack, Realtor with Real Living Lifestyles, explains the current low appraisals on home sales.

Filed Under: Buyer Information, California Real Estate, First Time Buyers, Home Loans, Market Trends, Real Estate News Tagged With: , , , , , ,

Carly Offers Up Valuable List of Cay and Carly’s Local Contractors

March 15, 2012 by Leave a Comment

Cay and Carly have an extensive list of contractors and other contacts that you might find useful. If you need a plumber or an auto detailer, they probably have a few names and numbers to share with you to start your project. Give Carly a call and she would be happy to help.

Filed Under: Buyer Information, Carmel Valley, First Time Buyers, Seller Information Tagged With: , , , ,

Buying vs Renting

March 1, 2012 by Leave a Comment

There are many ways to analyze the choices.
We will continue to offer you considerations to help you with your decision!
Here is just one suggested method:

Rewards and Risks Evaluation

Buying a home is one of the most expensive purchases most of us will make during our lives. Most people purchase a home to own something of value with a chance to see this investment appreciate and to save money with the long term benefits it provides.  Either choice comes with its own rewards and risks.

Comparing Rewards:

  • Homeownership offers a tax write off vs no tax write off to rent.
  • You can do whatever you wish to your own property (within the rules of your HOA if one exists) but renters must get owner’s permission to make any changes.
  • Owners build equity in the home over time vs renters building the homeowner’s equity.
  • Owners can control their loan payment options (ex. refinance) vs renter may have increases periodically
  • Pride of homeownership vs no ownership.

Comparing Risks:

  • Owners will pay all costs of maintenance; renters landlord will handle general repair
  • To relocate, owners may have to rent or sell but renters have the freedom to move within terms of their agreement.
  • Owners pay for all their own utilities but renters may get some utilities paid by the homeowner.
  • Owners must pay property taxes and homeowner insurance annually; renters do not have these expenses.
  • Owners pay for the cost of improvement or updating; renters do not have this responsibility.

 

 

 

 

 

 

Filed Under: Buyer Information, First Time Buyers, Home Loans, Renting vs Buying Tagged With: , , ,

Carly Shows Off a Gorgeous View From a Carmel Valley Bluff

February 29, 2012 by Leave a Comment

Carly shows off one of the most amazing viewpoints in Carmel Valley. From where she stands you can see the Del Mar Polo Fields, Del Mar Racetrack, and world famous Del Mar Beaches. On a clear day you can see the ocean sparkling. Just another reason that Carmel Valley is such a great place to buy a home!

Filed Under: Buyer Information, California Real Estate, Carmel Valley, Del Mar, Del Mar Heights, First Time Buyers, Ocean Views, Views Tagged With: , , , ,

Carly Puts Carmel Valley 92130 on the Map

February 9, 2012 by Leave a Comment

Where exactly IS the popular San Diego community of  Carmel Valley? Realtor Carly Bohnsack puts Carmel Valley on a map for you to show you a big part of the draw to the area is its proximity to the famous beaches of Del Mar and Torrey Pines State Beach. Families love the award winning schools located here as well. Ask us for more information! www.cayandcarlyhomes.com/858-231-6722.

 

Filed Under: Buyer Information, California Real Estate, Carmel Valley, Del Mar, First Time Buyers, Schools Tagged With: , , ,
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